Terms of service

1. Introduction Welcome to [App Name]. These Terms of Service ("Terms") govern your use of our stock market news app and stock watch services (the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Services.

2. Acceptance of Terms By using our Services, you represent that you are at least 18 years old and have the legal capacity to enter into this agreement. If you are using our Services on behalf of an organization, you represent that you have the authority to bind the organization to these Terms.

3. Changes to Terms We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our website and updating the "Effective Date" at the top. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

4. Description of Services Our Services include access to stock market news, stock watch features, and various membership plans that offer additional benefits. We strive to provide accurate and timely information, but we do not guarantee the completeness or reliability of any content.

5. User Responsibilities You must register for an account to use certain features of the Services. You agree to provide accurate and complete information during registration and to keep your login credentials confidential. You are responsible for all activities that occur under your account. You agree to comply with all applicable laws while using our Services.

6. Membership Plans We offer various membership plans with different pricing options. Payment for membership plans is due at the time of subscription. Memberships automatically renew unless canceled before the renewal date. Refunds are only issued in accordance with our refund policy, which can be found [here].

7. Prohibited Conduct You agree not to engage in any prohibited conduct, including but not limited to using the Services for illegal activities, sending spam, or attempting to hack our systems. Violation of these rules may result in suspension or termination of your account.

8. Intellectual Property Rights All content and materials provided through the Services are owned by us or our licensors. You are granted a limited, non-exclusive license to use the Services for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works from our content without our prior written consent.

9. User-Generated Content You retain ownership of any content you submit to the Services. However, by submitting content, you grant us a worldwide, royalty-free license to use, modify, and display your content in connection with the Services. We reserve the right to remove any content that violates these Terms or is otherwise objectionable.

10. Privacy Policy Our Privacy Policy, which can be found [here], describes how we collect, use, and share your personal information. By using the Services, you agree to the collection and use of information in accordance with the Privacy Policy.

11. Disclaimer of Warranties The Services are provided "as is" and without warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted or error-free.

12. Limitation of Liability To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of the Services.

13. Indemnification You agree to indemnify and hold us harmless from any claims, liabilities, damages, and expenses arising out of your use of the Services or your violation of these Terms.

14. Governing Law and Dispute Resolution These Terms will be governed by and construed in accordance with the laws of [Your Country/State]. Any disputes arising out of these Terms or the use of the Services will be resolved through binding arbitration in [Your Location].

15. Termination We may terminate or suspend your access to the Services at any time, with or without cause, and without prior notice. Upon termination, your right to use the Services will immediately cease.

16. Contact Information If you have any questions about these Terms, please contact us at [Your Contact Information].